Taking my ex-landlord to court

Find out how to make thousands of pounds by sending one email from this article. Yes, it’s that easy, as long as you rent from a negligent landlord (which most of us probably do!). I will share my experience and this will help add thousands or maybe even tens of thousands into your wallet and therefore get you closer to that FIRE goal!

There’s no need to learn a new skill, no long hours of number crunching and effort required. Simply check if your landlord has broken the law, if yes, then email them about it.

OK, I will dial down the sensationalism now.

I have found out that the security deposit for our previous flat was not protected within 30 days of us paying the deposit. This is breaking the security deposit protection laws and by law, a court must order the landlord to pay us 1x – 3x of the original deposit. We have sent “a letter before action” (actually an email to that effect), which was based on a template from Shelter to our landlord and gave them 3 weeks to respond. This letter is to start the process of negotiating a resolution outside of a courtroom. If we can’t agree on a resolution, then we go to court.

They waited until the very last working day of that 3 week period to respond to say that, yes they failed to protect the deposit in time etc and offered to pay us 1x the deposit amount. Quite good, if you ask me, for simply sending one email…

Their response had several factual mistakes in it, which I won’t share here, but there is no way we will accept the first offer. It looks to be a low-ball figure and clearly an attempt to get rid of us cheaply. The fact is the court would award 1x anyway as a minimum – why would I not go to court (other than the hassle of it).

For the record, we were renting from a very large faceless corporate landlord, who obviously knows the law but fails to have the necessary processes in place to avoid this type of thing. I have done lots of research and have discovered several other landlord failures of which one, on a successful claim, would have resulted in Rental Repayment Orders (as it sounds – they would repay us the rent we paid them). This is because they unlawfully let the property for a few months at the beginning of our tenancy (even though it was not safe to do so). However, that ship has sailed due to the 12-month window you have to claim for Rental Repayment Orders.

In short, they have failed to follow the law on a bunch of stuff, seem to be careless and reckless. In addition, during our second year of renting with them, we had lots of problems due to works/repairs. Back then I felt quite powerless as they simply got to walk all over us and do whatever they wanted – our complaints meant nothing and they were quick to hide behind the terms and conditions of our rental agreement. I’m quite glad to take them to court now!

The other thing I’m looking forward to is the actual court experience. I’ve never taken anybody to court and in short, the whole idea is a bit scary. However, I think it will be a very valuable experience. It can also end up lucrative if we get a good payout.

I will post updates as this progresses.

PS: I have discovered that our new i.e. current landlord has also failed to protect our deposit in time. I am not surprised at all… based on the previous issues we have had with the property.

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